The Use of Digital Technology Saves Bank Operational Costs

BANKING - JAKARTA. JAKARTA. This year, the banking sector is grappling with the challenges of rising fund and credit costs. Despite this, banks are striving to enhance operational cost efficiency to maintain profit growth.

Major and medium-sized banks have managed to maintain efficiency at a safe level throughout the first half of this year. However, a decline in efficiency is still evident compared to the same period last year.