JAKARTA. Four state-owned banks in Indonesia have merged their automatic teller machines and networks in a bid to enhance competitiveness and efficiency ahead of the ASEAN Economic Community (AEC), which starts next year.
State-owned Enterprises Minister Rini Soemarno said that Bank BRI, Bank Mandiri, Bank BNI, and Bank BTN had officially merged their ATM machines and networks, allowing customers of all four banks to use the ATMs of all four banks without incurring additional charges.
"Synergy among state-owned banks must be enhanced. The efficiency, created through the synergy, will be their strength for succeeding in the AEC competition," she said after the “Link ATM Himbara” launching ceremony in Jakarta on Monday.
According to Rini, the move forms part of efforts to increase state-owned banks' efficiency in human resource and backbone infrastructure, as well as to give a prime service to the customer as encouraged by President Joko “Jokowi” Widodo.
Meanwhile, Association of State-Owned Banks (Himbara) chair Asmawi Syam said that the synergy would cut ATM operational costs for the banks, as well as reduce customers’ transaction costs.
“In the first phase there will be 50 Himbara ATMs in Greater Jakarta. Then, we are eyeing 800 consolidated ATMs in 2016 displaying Himbara’s logo,” said Asmawi, who is also Bank BRI’s CEO.
Chair of the Financial Services Authority (OJK) board of commissioners Muliaman D. Hadad said the synergy was very important since the state-owned banks accounted for 50 percent of assets in the banking industry.
"It has the power to drive economic growth," he said.
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