JAKARTA. Some banks to boost fee based income to improve their performance, on the grounds that they would not set a high target on credit growth in this year.
For an example, PT Bank Bukopin Tbk is targeting to book a 12% growth in fee based income in 2017. This number would be supported by various transactional banking businesses.
President Director of Bank Bukopin Glen Glenardi said, some sectors, such as credit card, treasury, and other banking transactions are expected to significantly contribute to the fee based income in this year. “Last year, non-interest income contributed to 32% of the total income,” Glen told KONTAN, Wednesday (8/2).
The data of analyst meeting in quarter III-2016 show that Bukopin’s fee based income grew by 12.15% to Rp 913 billion. Treasury and credit card sectors have driven the fee based income growth of the bank during in the last year.
Meanwhile, Financial Director of PT Bank CIMB Niaga Tbk Wan Razly Abdullah predicts that the credit growth is likely to improve in this year. However, CIMB’s credit growth nominally will be slightly lower than the overall industry’s growth.
Therefore, CIMB will find the alternative sources of income, such as fee based income. As information, as of the third quarter of 2016, CIMB Niaga booked non-interest income as much as Rp 2.2 trillion, higher by 29% than the bank’s income in 2015.
Management of CIMB Niaga has prepared some strategies to achieve the target, such as to boost fee based income from digital banking services. In order to boost the fee based income from digital banking, CIMB will upgrade the information technology in this year.
Director Retail Banking of PT Bank Permata Tbk Bianto Surodjo said that the bank will increase the fee based income from some transactional service and wealth management products. “We also will increase the portions of forex and trade finance’s fee based income,” Bianto said. (Muhammad Farid/Translator)
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